Products & Services

As an independent financial institution, we're not bound to in-house products, families of funds or a single investment approach.

This allows us to create an innovative, personalized plan for each client — a plan that addresses your specific needs and goals without bias or limitations.

Business Products & Services

Retirement Plans

  • 401k/Profit Sharing
  • 403 (b) Plan
  • Simple/SEP IRAs
  • Deferred Compensation Plans
  • Cash Balance Plans

Retirement Plan Services

  • Fiduciary Risk Management Analysis
  • Independent Investment Due Diligence
  • Group and Individual Enrollment Meetings
  • “Lunch & Learn” Employee Seminars
  • Vendor Searches & RFPs

Group Benefits

  • Health Insurance
  • Group LTD/STD
  • Group Life Insurance
  • Long Term Care
  • Voluntary Benefits

Mutual Funds

  • Bond Funds
  • Equity Funds
  • Target Date Funds
  • Lifestyle Funds
  • Exchange Traded Funds (ETFs)
  • Sector Funds

Investment Products & Services

Income Investments

  • Money Market accounts
  • Certificates of Deposit
  • Bonds
  • Real Estate Investment Trusts
  • Mutual Funds / Unit Investment Trusts (UITs)
  • Annuities

Managed Accounts

  • Mutual Fund / Stock Wrap Programs
  • Tax Managed Accounts
  • Laddered CD & Bond Strategies

Retirement / Education Accounts

  • IRAs — Roth, & Traditional
  • UGMA / UTMA Accounts
  • Educational IRA

Fee Based Planning Programs

  • Comprehensive Planning
  • Modular Planning

Risk Management

Life Protection

  • Level Term
  • Whole Life
  • Indexed Universal Life

Income Protection

  • Individual Disability Income
  • Disability Buyout Program

Long Term Care Protection

  • Individual Extended Care Coverage
  • Executive Carve-Out Plans

Annuities

  • Fixed Annuities
  • Index Annuities
  • Group Annuities